Monday, January 20, 2014

There's a hole in the budget, dear Liza...

So, I imagine that most of us are in a similar position this time of year.  Christmas has been and gone, the Boxing Day sales, and now...the wasteland that is January.  The rates are due, the car rego is due, and I could easily spend stacks of money keeping Alex and myself amused during the holidays.

Finances are often a source of consternation in our household, with me sure that I am not contributing to our rapidly dwindling resources.  I am sure that I live frugally. I am sure that I live to a budget, even if it's not written down.  I am a frugal gal.  Ahh, who am I kidding.  Actually ,my attitude towards money is kinda like my attitude to cake.  I think that I'm impervious to cake, that I should be able to eat whatever I like, whenever I like...and that there should be no consequences.  I'm always flabbergasted when I put on weight.....there is actual incredulity when I step onto the scales and they've moved upwards.  Like, what? I should be able to eat whatever I like and never put on weight.

Well, this is similar.  I think I should be able to spend whatever I like and the finances should still be the same.  There should be an endless supply of money that I should be able to fling about with wild abandon, and still have plenty of money to pay the bills.  After all, I'm a princess. Rules don't apply to me. I am a special snowflake.  I shouldn't get sick, and if I do, I feel worse than anyone has ever felt in the entire history of illness (you may recall hearing about my morning sickness recently?)

Anyhoo, we rejigged our finances recently, and I cut up my card to the joint account and allowed myself a small allowance fortnightly.  Heaps of money.  Should be able to live on it easily.  So, it's kinda shocking and appalling to realise that I can't throw a Kinder Surprise Egg and a Bottle of water in every time I fill up with petrol.  I'm not entitled to a new shirt from the Op Shop every time I have a shitty day. Alex doesn't always need to be compensated for making it through the school day with a little treat.  I may feel that a Diet Coke or a piping hot cappuccino from Degani should be my right, any morning that I choose.  A pretty nail polish or a magazine should be mine whenever I feel the urge.  After all, I get through the day, don't I?  Yes, like every other human being on the planet.  But, somehow, due to my belief that I'm secretly an enchanted princess......when I do it, there should be either a parade, flowers, applause, or appropriate financial compensation.

So, there was a hole in the budget, dear Liza.  I'm a dirty rotten spender and I spend every cent in my possession.  I was wrong, Richard dearest, it was me.  The hole in the budget is me!!  And you want to know the really shocking thing? When I told Richard of my findings, he was completely unsurprised.  Seems he may have known all along that I am a Spendy McSpendpants.  The only one in denial was me!!

Thankfully, there are lots of things that come for free.  Smiles.  Love. Contentment.  The groceries are done and none of us are going without.  And I might slip back into denial again, but just for today, I see my part.


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